Terms & Conditions
Legal Agreement for Credit Repair Services
Company: Credit Boost Pro Ltd
Registered Address: 80-90 Paul Street, London, EC2A 4NE
Document Version: v1.1
Last Updated: 4 August 2025
Introduction
By uploading your credit report and ticking the consent checkbox, you confirm that you have read, understood, and agreed to the Terms & Conditions below. This agreement is legally binding and governs your use of our credit repair services.
Scope of Services
Our services include:
- Comprehensive credit report analysis
- Identification of inaccuracies or unfair data entries
- Filing disputes under applicable legislation
Legal framework we operate under:
- GDPR 2018
- Data Protection Act 2018
- Consumer Credit Act 1974
- Consumer Rights Act 2015
Important Disclaimer
This is not legal or financial advice. We are not a law firm or regulated credit reference agency. We act solely as a data rights agent on your behalf.
Payment Terms
Payment Requirements:
- • Full payment required upfront
- • Secure payment via Stripe
- • All major cards accepted
Payment Policy:
- • No instalments unless agreed in writing
- • Payment processed immediately
- • Service begins after payment confirmation
Strict No Refund Policy
ALL PAYMENTS ARE FINAL AND NON-REFUNDABLE
This policy applies to:
- Dissatisfaction with results
- Delays in processing by third parties
- User error or change of mind
- Any other circumstances
Legal Waiver: You explicitly waive your refund rights under the Consumer Contracts Regulations 2013 by proceeding with this service.
No Guarantees
We Cannot and Do Not Guarantee:
Entry Removal
Any specific entry will be removed
Score Improvement
Your credit score will improve
Financial Results
Any financial outcome will occur
We act only as a third-party data rights agent. Results depend on credit bureau decisions.
Client Responsibilities
You must:
Upload Complete Credit Reports
Provide full credit reports from all three agencies: Equifax, Experian, and TransUnion
Confirm Agreement
Tick the checkbox confirming agreement to these terms and conditions
Respond Promptly
Respond to our communications within 7 days of receipt
Important Warning
Failure to cooperate or respond within the specified timeframe may result in cancellation of service without refund.
Data Protection & Consent
Data Processing
- Data is processed lawfully under UK GDPR & DPA 2018
- Shared only where necessary with lenders and credit bureaus
- Used exclusively to perform our contracted services
By using our service, you consent to the processing of your personal data as outlined in our Privacy Policy and in accordance with applicable data protection legislation.
Electronic Consent
Ticking the checkbox and uploading your file constitutes a legally binding electronic signature and agreement to these terms.
Legal Framework
Your electronic consent is legally equivalent to a handwritten signature under:
- Electronic Communications Act 2000
- eIDAS Regulation (EU)
- ESIGN Act (US)
Limitation of Liability
We are not liable for:
Third-Party Delays
Delays from credit bureaus or lenders
Indirect Damages
Consequential or incidental damages
Excessive Claims
Any claim beyond £899 (amount paid)
Indemnity
You agree to indemnify and hold harmless Credit Boost Pro Ltd against any claims, damages, or expenses arising from:
Service Misuse
Improper use of our services
False Information
Providing false or misleading data
Terms Breach
Violation of these terms
Class Action Waiver
No Class Actions or Group Lawsuits
You agree not to bring or join any class action, collective action, or group lawsuit against Credit Boost Pro Ltd. All disputes must be resolved individually.
Jurisdiction
UK Law Governs This Agreement
This agreement is governed by the laws of England and Wales. Any disputes must be resolved in the courts of England and Wales.
Client Acknowledgement
By ticking the box on the upload form, you confirm that:
Terms Agreement
You have read, understood, and agree to these Terms & Conditions in their entirety
Data Consent
You consent to data processing under GDPR and understand how your data will be used
Rights Waiver
You waive your right to refunds and class actions as outlined in this agreement
Legal Notice: This electronic agreement is legally binding and enforceable. Proceeding with the upload constitutes acceptance of all terms.
Credit Boost Pro Ltd - Registered in England and Wales
86-90 Paul Street, London, EC2A 4NE